W went to see her doctor about an area of flaky skin on her back. How did this happen? Read on so we can explain. Her claim was rejected, and she would not receive the $200,000 she was insured for. However, she received some unexpected bad news. Critically ill, she had already claimed on her critical illness insurance. W had to have an operation to eradicate cancerous lymph nodes from her groin and immediately fell ill after surgery with an infection she picked up in the hospital. We have changed some details to protect the anonymity of the policyholder. This true story explains that the situation isn’t always black and white and demonstrates the penalty's severity. It is the most common cause for the rejection of life or critical illness insurance claim. Insurers treat the non-disclosure of information on an application form very seriously.
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